⚠️ Important: This is a template structure. Before publishing, have these Terms reviewed by a lawyer or generated through a compliant tool like Termly. Pay particular attention to the arbitration clause, governing law, and liability limitations — these need to match your actual jurisdiction and risk tolerance.

1. Agreement to terms

By downloading, accessing, or using the Gutski mobile application (the "App") and related services (collectively, the "Service") provided by NO CAP KRE8 LLC ("Gutski," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use the Service.

You must be at least 18 years old to use Gutski.

2. The service

Gutski is a consumer wellness application that helps users track gut health through:

Gutski is not a medical device, diagnostic tool, or substitute for professional medical advice. See our Health Disclaimer for full details.

3. Your account

You are responsible for:

4. Subscriptions and payments

Gutski offers paid subscriptions managed through the Apple App Store. By subscribing, you agree to:

For full subscription details, see our Subscription Terms.

5. Acceptable use

You agree NOT to:

6. Intellectual property

The Service, including the Gutski name, logo, mascot, "Gut Score" methodology, AI models, and all content (excluding user-submitted content), is owned by NO CAP KRE8 LLC and protected by copyright, trademark, and other intellectual property laws.

We grant you a limited, non-exclusive, non-transferable, revocable licence to use the Service for personal, non-commercial purposes.

7. Your content

You retain ownership of content you submit (meal photos, journal entries, profile data). By submitting content, you grant us a worldwide, royalty-free licence to use that content solely to:

This licence ends when you delete your content or account, except for de-identified aggregated data used for model improvement.

8. AI-generated content disclaimer

Gutski uses AI to analyse meals and generate coaching notes. AI outputs:

You use AI-generated content at your own risk.

9. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Service will be uninterrupted, error-free, or that the Gut Score or any AI-generated insight is accurate.

10. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, NO CAP KRE8 LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR HEALTH OUTCOMES, ARISING FROM YOUR USE OF THE SERVICE.

OUR TOTAL LIABILITY TO YOU IN ANY 12-MONTH PERIOD SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THAT PERIOD, OR $100 IF YOU PAID NOTHING.

[REPLACE] Some jurisdictions don't allow these limitations. Your lawyer should adapt this section to your governing law.

11. Indemnification

You agree to indemnify and hold harmless NO CAP KRE8 LLC, its officers, employees, and agents from any claims, damages, losses, and expenses (including legal fees) arising from your use of the Service or violation of these Terms.

12. Termination

We may suspend or terminate your account at any time for any reason, including violation of these Terms. You may stop using the Service and delete your account at any time through the App settings.

Upon termination, your right to use the Service ends. Sections that by their nature should survive termination (intellectual property, disclaimers, limitations, indemnification) will continue to apply.

13. Governing law and disputes

These Terms are governed by the laws of [REPLACE: state/country] without regard to conflict of law principles.

[REPLACE] Choose: (a) arbitration clause with class action waiver (faster, cheaper, but limits user rights — common for US apps), or (b) standard court proceedings. Specify venue. This needs a lawyer.

14. Changes to these terms

We may update these Terms from time to time. We will notify you of material changes through the App or by email. Continued use after changes constitutes acceptance. If you don't agree with changes, stop using the Service.

15. Apple-specific terms

The following applies if you downloaded the App from the Apple App Store:

16. Contact

Questions about these Terms?

Email: legal@gutski.app
General: contact@gutski.app
Mailing address: [REPLACE: NO CAP KRE8 LLC mailing address]